In a nation where trust in banking systems is slowly eroding, one voice rises again — not in anger this time, but in search of answers. A voice tired of watching innocent people suffer for systems they never broke.
“Myself and my mother just arrived at GTBank. We want answers. We need to understand why this bank keeps taking money from her account… in the name of loan repayments she never took.”
Martins Vincent Otse, known to millions as VeryDarkMan, isn’t here today to call out celebrities or question the justice system. Today, he’s walking through the doors of a financial institution — not with a camera in his face for views — but with his mother by his side, quietly seeking the truth.
He’s not the only one affected. But this story isn’t about “them” — it’s about her — his mother. A woman who did nothing wrong. A woman who wakes up to random alerts that say:
“LOAN REPAYMENT – NGN 12,000 DEBITED.”
“LOAN REPAYMENT – NGN 8,500 DEBITED.”
Again… and again… and again.
“In this year alone, there have been more than seven different debits — all tied to loans she never applied for. No consent. No notification. Just money gone.”
When a system fails to protect the most vulnerable, when it can’t even confirm if someone truly asked for a loan before approving and deducting money… who’s watching over the people?
So he asked for her bank statement. Simple. Direct.
Let’s go back to the beginning. When did the first debit happen? Who approved the loan? What account did the money go into? Who verified it?
“We need to track this. That’s why we’re requesting the full statement — so we can trace the pattern and understand when it started. If we don’t get a clear answer today, we’ll escalate.”
As they wait for the printout, GTBank staff are cooperating. Calm, professional. No drama. No shouting matches. Just a son, a mother, and a question that demands an answer:
Why is this happening?
Let’s be clear — this is not a random issue. It speaks to something far bigger:
Weak verification processes
Possible insider manipulation
And a digital system that can approve loans using just a National Identity Number… even when the owner has no idea it’s happening
“Look at these entries. Different dates. Different amounts. Nobody explained. Nobody called. How many Nigerians are going through this and don’t even know? This is someone’s mother. It could be yours next.”
And that’s the part that hits the hardest. If this could happen to his mother — a woman with no loan history, no mobile loan apps, and no digital requests — how many others are silently losing their money, thinking it’s just “bank charges”?
Imagine the old woman in the village who doesn’t understand alerts… the market woman who blames the losses on spiritual attacks… or the pensioner who simply accepts it as “Nigerian banks being Nigerian.”
They all deserve better.
“So far, the staff are cooperating. That’s good. But we want more than cooperation — we want clarity. Who initiated these loans? What internal checks failed? And how many people is this happening to every single day?”
This moment isn’t about creating chaos or causing panic. It’s about justice.
It’s about accountability in a system where power has no face and questions often get no answers.
“Whether it’s one naira or ten thousand naira, if it’s taken without explanation, that’s theft. Plain and simple. We’re not asking for favors. We’re demanding accountability.”
It’s a message every Nigerian should hear. If your bank is debiting your account for loans you didn’t take, speak up. Ask for your statement. Ask for clarity. Ask for justice.
“Check your bank statement. If you see unfamiliar loan deductions, report it. You are not alone.”
Contact CBN Consumer Protection Department or lodge complaints via cpd@cbn.gov.ng
Ask questions. Demand accountability.
If you’ve experienced anything similar, share your story. The more we speak up, the louder the truth becomes.
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This is not just content — it’s a fight for the voiceless.
